ADT® Authorized Dealer Serving Baltimore & Surrounding Areas
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September 08, 2026

Will A Home Security System Decrease Insurance Rates In Baltimore?

Yes! Most insurers give discounts for home security systems in Baltimore, frequently ranging from 5 to 20% depending on a few different factors. How much you save can vary quite a bit according to the carrier, your location, and the type of system you choose. See how to get the most savings while giving your loved ones the highest level of protection

Why Do Insurance Companies Offer Home Security Discounts?

Security systems reduce the risk of burglary, which means there’s a lower chance the insurer will need to pay a covered claim. When you have monitored smoke detectors, water sensors, and CO sensors tied to your security system, the chance of damage due to flooding and fires goes down as well. You help the insurer by lowering their risk of paying. Because of this, they’re willing to give you a price savings.

What Baltimore Home Security Systems Qualify For The Best Discount?

Of course you are looking to save as much as possible. Here’s how to do it:

  • Get a monitored system. A monitored system is ideal for your loved ones, and it’s generally required by insurance companies to earn a discount. Gain peace of mind and save money to boot.

  • Integrate monitored environmental equipment. You’ll likely enjoy a more significant discount by reducing the risk of damage due to fires, water infiltration, and CO leaks. Getting your smoke alarms, CO detectors, and flood sensors professionally monitored also gives your family an invaluable backup during emergencies.

  • Opt for a well-rounded system. Choosing a full-featured defense with surveillance cameras, motion detectors, door and window sensors, smart locks, and more, will be viewed favorably by the insurance company and likely bring a bigger discount.

Adding a video camera alone won’t instantly get you a discount. Keep in mind that your system should be monitored by professionals. 

Steps For Getting Your Home Security Insurance Discount In Baltimore

The first step to lowering your premiums is to reach out to the insurer after you install your home alarm system. They’ll likely want to check documentation such as a professional monitoring certificate or a monitoring contract. Leading home security companies like ADT often work with insurers and can assist with the needed paperwork.

ADT Systems Have Everything You Need For Insurance Discounts

Get the best protection for your home and enjoy an insurance discount with an ADT alarm system in Baltimore. Backed by the the most extensive monitoring network in the U.S., ADT gives you unmatched 24-hour professional monitoring. You’ll also appreciate full-featured systems with video surveillance, smart locks, safety alarms, and more.

How Much Will You Save? Design Your New ADT System In Baltimore Today

The greatest perk of ADT alarm systems is the superior protection they give your Baltimore family. Saving money on your home insurance bills is icing on the cake. Design your new system by getting in touch with the ADT authorized dealers at Secure24 Alarm Systems. Phone (410) 934-3289 or fill out our form on this page.

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